Small Charities Insurance

Insuring small charities can be confusing. Let’s clear things up.

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    Small charities face a whole host of risks, from accidents occurring at fundraising events to allegations of wrongdoings made against staff.

    We know insurance is necessary to avoid potential costly claims, but do you know what policy features you actually need? When your resources are of the essence, it’s important you avoid paying for cover you don’t require.

    Our experienced team members are experts in advising small charities on the best protection available. We’ll conduct a thorough review of your assets, activities and objectives to help decide what you need, before sourcing appropriate cover from our panel of reputable UK insurers. We can also advise you on areas such as employers’ liability cover and volunteers, along with issues such as Health and Safety and compliance.

    Should something happen, it’s good to have the reassurance that you have the back-up in place to keep you up-and-running. With ThirdSectorProtect, your cover can include:
    • Employers’ liability
    • Public liability
    • Property damage
    • Buildings and contents
    • Cyber insurance
    • Trustee indemnity
    • Professional indemnity
    • Loss of cash
    • Business interruption
    • Flood, fire or storm damage
    Professional indemnity (PI) insurance for charities

    Many charities offer advice and professional services out to the public and even if you do this at no cost to those you help, that doesn’t keep you safe from legal claims being made against you. If someone accuses you of poor advice or negligence, PI cover can help fight your corner, covering you for legal defence costs, damages and fines.

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    Small Charities Reviews